Home Insurance

We have facilities to insure most types of homes, including main residences / holiday homes / long or short term rentals

Our comprehensive householder insurance policy covers the following:

 

Buildings

• Loss or damage to your buildings caused by fire, smoke, explosion, lightning, earthquake, riot, malicious damage, storm, flood, escape of oil, theft or attempted theft or hit by falling trees or branches

• Temporary accommodation and loss of rent as a result of damage

• Accidental damage to underground service pipes for which you are legally responsible

• Your legal liability as owner of the buildings for accidents

 

Contents 

• Loss or damage to your contents caused by fire, smoke, explosion, lightning, earthquake, riot, malicious damage, storm, flood, escape of oil, or theft or attempted theft

• Temporary accommodation costs if your home cannot be lived in due to damage

• Loss of metered oil and water

• Freezer contents following accidental breakdown of your freezer

• Theft of keys up to the amount shown in the schedule

• Contents in the garden up to the amount shown in the schedule

• Your legal liability as occupier of the buildings for accidents

 

Personal Accident

• Cover for death, loss of eye(s) or limb(s), permanent total disability and temporary total disability

 

Optional covers

• Accidental damage to buildings

• Accidental damage to contents

• Accidental loss or damage to your personal money

• Accidental loss or damage to your portable possessions (personal belongings, valuable and clothing).

• Cover for domestic pets (cats and dogs)

 

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